Solo 401(k) Contribution Calculator — Oblivious Investor
With a solo 401 (k), you are allowed to make contributions in the role of employee and the role of employer. Specifically, you are allowed to make: An employer contribution of 20% of your “net earnings from self-employment” (Yes, it really is 20% and not 25%.), and. In this case, your net earnings from self-employment is defined as your ...
8 Lazy ETF Portfolios - Oblivious Investor
Most of them could be done just as well using regular Vanguard index funds. The ETF versions simply allow you to implement the portfolios at your brokerage firm of choice. (See here for more about ETFs as compared to index funds.) 1. Allan Roth’s Second Grader Portfolio. 60% Vanguard Total Stock Market ETF (VTI)
Estimated Tax Payments and Roth Conversions - Oblivious Investor
Dec 21, 2020 · Yes, a Roth conversion could cause you to need to make estimated tax payments. There are two ways to avoid penalty for underpayment of estimated taxes. First, you will not owe any penalty if your total tax for the year, minus your withholding, minus your refundable credits is less than $1,000. Second, you will not owe any penalty if:
Oblivious Investor by Mike Piper — Oblivious Investor
Minimizing costs (such as brokerage commissions, mutual fund expenses, and taxes), and. Ignoring all the noise from the financial media about what the stock market does from day to day. In other words, if your portfolio is properly set up, it’s OK to be “oblivious” to much of the financial media and most of the day-to-day happenings in ...
8 Simple Portfolios with Fidelity Funds (and iShares ETFs)
Oct 10, 2016 · 20% Fidelity Total International Index Fund (FTIPX) or iShares Core MSCI Total International Stock (IXUS) 10% iShares MSCI EAFE Small-Cap Index (SCZ) 15% Fidelity U.S. Bond Index Fund (FSITX) or iShares Core U.S. Aggregate Bond ETF (AGG) 15% Fidelity Inflation-Protected Bond Index Fund (FSIYX) or iShares TIP Bond ETF (TIP)
Example Accounting Problems - Oblivious Investor
These sample problems are intended as a supplement to my book Accounting Made Simple: Accounting Explained in 100 Pages or Less.. Chapter 1: The Accounting Equation. Question 1: Define the three components of the Accounting Equation. Question 2: If a business owns a piece of real estate worth $250,000, and they owe $180,000 on a loan for that real estate, what is owners’ equity in the property?
New Free, Open-Source Social Security Calculator
Jun 4, 2018 · New Free, Open-Source Social Security Calculator. When deciding when to claim Social Security benefits, it can be helpful to use a calculator that runs the math for each possible claiming age (or, if you’re married, each possible combination of claiming ages) and reports back, telling you which strategy is expected to provide the most total ...
8 Simple Portfolios - Oblivious Investor
Five-Fund Portfolio. 30% Vanguard Total Stock Market Index (VTSMX, VTI) 10% Vanguard REIT Index Fund (VGSIX, VNQ) 30% Vanguard Total International Stock Index (VGTSX, VXUS) 15% Vanguard Total Bond Market Index (VBMFX, BND) 15% Vanguard Inflation-Protected Securities Fund (VIPSX, TIP*) Six-Fund Portfolio.
Digging Into Solo 401(k) Contribution Limit Math
Mar 25, 2024 · For a sole proprietor, compensation is defined as: Profit, minus half of self-employment tax, minus the employer contribution.*. Note that we have circular math going on here. The employer contribution limit is 25% of compensation, and the definition of compensation includes a deduction for the employer contribution.
Distribution Yield vs. SEC Yield: Which Is More Useful?
Jul 6, 2015 · In contrast, SEC yield is much more useful. The calculation of SEC yield is standardized, which means you can compare from one fund company to another. SEC yield does a better job as a forward-looking indicator. (As Vanguard describes it, SEC yield approximates the after-expenses yield an investor would receive in a year, assuming that bonds in ...