The Fed is all but guaranteed to cut its key interest rate today. Unfortunately, rates will probably move higher.

Mary Beth Eastman has more than six years of experience writing and editing articles on personal finance. Her work has been published by major national brands, including Newsweek, Investopedia, U.S.

If you’re unsure about where mortgage rates are headed in 2025, you’re in good company. It seems mortgage rates have everyone guessing after a massive about-face following the September Fed rate cut.

In most areas of the country, the USDA loan income limits for 2024 are $112,450 for up to a four-person household. Learn more here.