With inflation on the rise again, savers may have a small window of opportunity to lock in a high CD rate again.

4.70% APY for balances of $5,000 or more; otherwise, 0.25% APY How long you have for your investment to play ... CDs are solid investments when rates are up like they are right now and require ...

Here's what you really need to know about CDs right now. CD rates have dropped, but on average, are higher than inflation. In September 2024 (the most recent month we have data for), the U.S ...